From raw statements to financial intelligence.
Automated P&L, cash flow trends, scorecards, and 30+ financial metrics — generated instantly from parsed bank statements.
Financial Overview
6-month analysisSix dimensions of financial analysis
Every angle your underwriting team needs, generated automatically.
P&L Generation
Automatic profit & loss statements from raw bank data. Revenue, COGS, and expenses categorized.
Cash Flow Analysis
Daily, weekly, and monthly cash flow patterns. Identify seasonality and liquidity risks.
Balance Trend Analysis
Track average daily balance, minimum balance events, and balance volatility over time.
Income Verification
Identify and categorize all income sources. Recurring vs. irregular, verified amounts.
Expense Categorization
AI-powered transaction categorization into 30+ categories. Rent, payroll, inventory, and more.
Custom Scorecards
Configurable risk scorecards with weighted dimensions. Tailor scoring to your underwriting criteria.
30+ metrics. One API call.
Every data point you'd manually calculate — computed instantly.
Custom scorecards. Your rules.
Define scoring dimensions, set weights, and let ClearStaq score every deal automatically. No more spreadsheet gymnastics.
Risk Scorecard
Grade: B+Financial intelligence for every team
MCA Brokers
Size deals with confidence. Revenue trends, cash flow margins, and stacking detection — all in one report.
Lenders & Banks
Automated creditworthiness analysis. DSCR, average balance, income stability — no manual calculations.
CPAs & Advisors
Client financial health dashboards. Expense categorization and trend analysis for advisory conversations.